Lending

Seedco Financial provides financing to enable businesses, nonprofits or developers to proceed with their business or real estate projects. It also offers an affordable source of working capital for organizations seeking to expand, re-locate, or restructure. Borrowers are typically considered to be "high risk" by traditional underwriting standards. However, Seedco Financial offsets a portion of the heightened risk by connecting borrowers to technical assistance, which is provided either directly by Seedco Financial or through a network of community partners. Frequently, funds from government agencies and private sources offset potential loan losses associated with our highest-risk lending activities.

Product Tier	Size Range	Targeted Borrowers	Types of Investors	Locations
Microlending	< $25,000	Small businesses (through non-profit partner or direct)	ESDC CDFI Fund SBA	Alabama Louisiana
Small business loans (including nonprofits)	$25,000 - $200,000	Nonprofits Small businesses	Private Foundations CRA Institutions CDFI Fund Other Entities	Alabama Denver Louisiana New York Tennessee
Mid-level commercial and facilities development	$200,000 - $1,500,000	Real estate developers; small businesses	CRA institutions Government agencies	Alabama Denver Louisiana New York Tennessee
Anchor projects	> $1,500,000	Anchor institutions	NMTC Investors Pension Funds Bank Partnerships	15 target states; primarily NE, SE, and Midwest U.S.