Loretta's Authentic Pralines in
New Orleans
Lending

Seedco Financial provides financing to enable businesses, nonprofits or developers to proceed with their business or real estate projects. It also offers an affordable source of working capital for organizations seeking to expand, re-locate, or restructure. Borrowers are typically considered to be "high risk" by traditional underwriting standards. However, Seedco Financial offsets a portion of the heightened risk by connecting borrowers to technical assistance, which is provided either directly by Seedco Financial or through a network of community partners. Frequently, funds from government agencies and private sources offset potential loan losses associated with our highest-risk lending activities.

Product Tier Size Range Targeted Borrowers Types of Investors Locations
Microlending < $25,000 Small businesses (through non-profit partner or direct) ESDC
CDFI Fund
SBA
Alabama
Louisiana
Small business loans (including nonprofits) $25,000 - $200,000 Nonprofits
Small businesses
Private Foundations
CRA Institutions
CDFI Fund
Other Entities
Alabama
Denver
Louisiana
New York
Tennessee
Mid-level commercial and facilities development $200,000 - $1,500,000 Real estate developers; small businesses CRA institutions
Government agencies
Alabama
Denver
Louisiana
New York
Tennessee
Anchor projects > $1,500,000 Anchor institutions NMTC Investors
Pension Funds
Bank Partnerships
15 target states; primarily NE, SE, and Midwest U.S.